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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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Local Tax Rates
Rates for fiscal 2008 and subject to change All rates per $100 assessed valuation.
If you live in an incorporated city limit, you will need to add the County and City Tax. For example inside the city of Charlotte, is Mecklenburg .8387 plus Charlotte .4586, or 1.2973 per hundred.
North Carolina
Mecklenburg County - $0.8387
Catawba County- 0.53
Cabarrus County - $0.63
Gaston County - $0.8350
Iredell County - $0.445
Lincoln County - $0.57
Union County - $0.665
Belmont - $0.4750
Charlotte - $0.4586
Concord - $0.42
Cornelius - $0.275
Cramerton - $0.425
Dallas - $0.38
Davidson - $0.365
Gastonia - $0.53
Harrisburg - $0.125
Huntersville - $0.2900
Indian Trail - $0.145
Lincolnton - $0.56
Marvin - $0.05
Matthews - $0.3325
Mint Hill - $0.275
Monroe - $0.495
Mooresville - $0.58
Mount Holly - $0.53
Pineville- $0.32
Stallings - $0.219
Statesville - $0.38
Waxhaw - $0.34
Weddington - $0.03
South Carolina
York County -
Rock Hill - 0.2175
Fort Mill - 0.2016
Clover - 0.220
Tega Cay - 0.2036 (SC is calculated a bit different...Assessed value x assessment ratio x above millage rate = tax; York county gives a reduced assessed ratio of 4% if legally owner occupied; Ex: Fort Mill Property valued at $100,000 would be: 100,000 x 4% x .2016 = $806.40) The list above doesn’t include some extra taxes and fees you may have to pay, such as fire districts, special development districts and solid-waste fees. So your total tax rate may be slightly higher than the figures listed above.
Local property taxes are assessed annually on real property, including homes, cars and boats. Bills for homes, land and the like are mailed in September and payable without penalty by the date specified in early January. Cars are handled differently. The state generates a list of motorists who receive motor vehicle licenses and forwards that information to the county, which generates property tax bills on the vehicles a few weeks later. Those bills are due just a few weeks after receipt. I can verify the taxes on any property in the area and your lender will do the same to calculate your mortgage payments. |
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